I Don’t Own Any Bad Credit Cards Now
When I first started getting credit card offers, I was so thrilled. It was as if the world had finally recognized that I was an adult. I wanted to apply for every single one that was offered to me even though I knew that I didn’t really need any of them. It felt so grown up to have credit cards in my wallet. As I was talking about this with my dad, he pointed out that there are good credit cards, but there are also bad credit credit cards. These ones will charge you a yearly fee just to use, or hit you with exorbitant interest rates and late fee charges. Now I’m much more conscious and selective.
