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I have to admit that I am not usually very savvy when it comes to money. However, these days I feel like I have to be. I do not have money to waste and I need to know where every dime goes. I searched around for a good price on a nice used car and found one. Then, I just found some great rates on an auto loan. I know that a lower rate will make a difference to my monthly payment. That will mean more money in my pocket instead of in the bank’s and that is a good thing!